Ready for some motivation? To start with, writing doesn't come naturally to me, so apologies in advance for the bad structure/poor quality. I thought I'd share my story here. I am in my early 20's, and I guess I could consider the rest of my life to be set up. I could technically retire at this age (I don't think it's that healthy) (I'll explain how/why later). The beginning (There is a TL : DR at the bottom). For most of my life, I grew up poor as fuck. My parents divorced by the age of 3 and my father never helped with anything financially. He has never really been a part of my life and my mother has raised me and my siblings by herself. (Let's move on, I'm not here for sympathy). I started looking for ways to earn money since the age of 12. Both online, and in school. I would play Fifa Ultimate Team for fun, with the goal of selling all the coins every time I reached 100k coins. I made around $100 by selling the coins to school friends. Yay. $100. Not that much. But it went straight into my bank account, and I didn't touch it. All money that I earned went straight into my bank account. It really isn't about how much you earn, rather how much you spend. I am a very big believer in this. There are people that make $50,000 - $100,000 per year, and I would not consider them "well-off" financially. Maybe emotionally; I'm sure they get great pleasure from spending all their money on things that don't really matter. And to each their own. Do what makes you happy. But what makes me happy, is knowing that I have financial stability. With the mentality of "If I lose my job, I can still live x years without being concerned that I will become homeless or immediately run into financial difficulties". Selling sweets/chocolate in school Every single day (without failure), I would bring chocolate bars and sweets (sometimes drinks) to school. Here's an old photo of what I bought one day. The grocery store had a half price deal on these chocolate bars. So I went back and forth on my bike multiple times to the supermarket with my massive backpack and bought a few hundred in total and stacked them in my room. And I then took them to school and sold them for twice the price I paid. I used to write in a little book every single day how much money I came home with. I can't remember the exact figures now, but it was around $5000 in total ($2500 in profit) over the 3 years I did this in school. During this time, I was also doing the typical GPT site with things like filling in surveys, downloading games, etc. I realised it wasn't really worth the time so I decided to start referring others to complete the offers instead, and I'd try to earn from referral earnings. I managed to get a few 100 referrals but some of them didn't really earn me anything. But still, $100-$200 more earnings went into my bank account. The Middle By 16 I started some shitty jobs paying minimum wage (if you're desperate for money and are old enough, don't try desperately to make $10/day online. Just get a real job and in the spare time search for methods / earn some extra cash online). This is what I did. I would keep searching and trying new things online in spare time. This also helps you to have some money to invest with for online stuff, and a stable income. (This obviously depends on your country, since some countries wages are extremely low, it may pay off more to just focus on earning online). I would receive a little bit of money for birthdays / Christmas and I would always save it. By the age of 18, with all the chocolate/sweets sold, the part-time jobs and online money made, I had saved around $9000-$10000 in total in my bank account. And don't get me wrong, I did spend some money now and then. I'd buy myself some expensive/nice clothing (very rarely), and use them until they were too worn out. I was always in a position that I could buy myself a new laptop for $1500 if there was one that I really wanted/needed. I would never spend something that would put my bank balance in danger. And I always wanted my bank balance to go upwards, not down. The money I saved turned out to be very useful, because I could comfortably pay $1000 for investing in online projects. If all I had was $1000 in my bank account, I wouldn't be willing to put 100% of my savings into investing for some method or project. 10% of my savings on the other hand, is worth the risk. It really is true, that the rich get richer. And it does work like that. The more money you have, the more money you can make. I think that's what hinders a lot of people. They aren't able to save up any money at all, which results in them never having any money to invest into something useful. I don't understand how so many people in "first world countries" can live with $30 to their name. I always followed the rule. "It really isn't about how much you earn, rather how much you spend". It would be unbearable for me. I always had friends that would ask to borrow $5 to get lunch, or for me to lend them some money so they could buy a game. The road to a million It started on a different forum, where I met a person that ended up being my business partner for many years. He needed a few hundred dollars. He explained the idea to me and I thought why not give it a shot. It was a very niche site related to a game, dealing with virtual items. Within the first few days of launching, with the correct marketing (paid a YouTuber with a large audience to promote our site), it was pretty successful. We started getting a lot of sales and the website took off. We handled around $300,000-$400,000 in transactions over the period of the first year. Impressive huh? Well, not that impressive. Due to the market we were in, we had a lot of chargebacks/disputes. And due to the business model of the website, we had quite small margins, since we were effectively re-selling virtual items. In the end, I think I probably took home (after paying taxes), around $40k in the first year (my business partner also earned the same). At this stage, I was paying all of the bills for my household and I was still living with my mother. So there were some expenses on a month on month basis that I was paying out for, so this wasn't really enough for me to be content. This website lasted around 1-2 years. It certainly wasn't easy. We had some employees to take care of customer support and deliver orders, but I always had to be available 24/7. I often woke up to a phone call at 3am or 6am to purchase more of the virtual currency we were re-selling. I was dedicated to making sure that we never ran out and sacrificed a lot (especially with personal life / friends). But I saw it as a short term sacrifice for a long term gain. We then made a few "spin-off" style websites for similar games with the same niche. They all went fine, but nothing substantial. And at this point, some of the overall "hype" had died down, so they were rather quiet and we just ran them simultaneously with the first website. In total we made around 5-6 websites before the really successful one. The million We then entered a different niche within the video game industry. It failed hard. We spent literally all $20,000 in combined savings from the first website to try to make it take off. We had many issues related to development and bugs/issues. We pushed relentlessly to get it off the ground, but it just wouldn't work. There were too many problems. We spent hours and hours straight trying to go through bugs and fix some of the code with the developer. I remember so many times being awake at 3/4/5/6am barely able to keep my eyes open. There is only so much gasoline you can pour onto a fire until you run out. We eventually made the difficult decision to pull the plug. After a few months passing, we tried again, within the same industry, but a slightly different idea. With a $3000 investment for development, we were able to get a fully functioning website without the issues we had with the first one. The first few weeks were rough, since we were losing money on a day to day basis. My business partner wanted to pull the plug, but I convinced him to give it some time. And then it happened. We paid a YouTuber to make a video and it went viral with over 500,000 views. We had a lot of problems again, but the good sort. We couldn't handle all the customers and we had to make some quick improvements. And we had plenty of bugs/issues along the way (I don't want to go into detail since it would take such a long time). (But I do want to reiterate that it really wasn't a walk in the park). Within the first year of that website, I had earned a lot of money. (It was earned in Bitcoin and it was cashed out at different price points) What did I do with it? I bought 3 Lamborghini's and now it's all gone. Just kidding. However, I did unfortunately sell most of the BTC as I received it, which the price at the time was only around $400-$500. If I had kept all the BTC and sold it when it was at $10k-$20k on that huge run we had, I could have had over $20-$30 million. But nevermind about that. I couldn't have known at the time that would happen. I instead invested nearly all of it into real estate. I bought myself a nice car (in the price range of $20k-$30k) and I did spend a bit of money on personal luxuries, etc. But around 90% of it went directly into real estate. The properties I bought were only $40k-$50k each (fairly rough neighborhoods), but they had the highest % yield. So the money invested would be returned at a faster rate. All properties have over 10% yield. I purchased over 10 of them which currently give me a return of over $60k per year from the rental income. (Keep in mind I paid taxes on all the income and also the properties needed some renovation work done, otherwise I could have bought many more). I've had to deal with plenty of issues with tenants, workers and other issues, but it's taught me a lot, and it's currently running fairly smoothly. Some proof?I don't think it's that necessary to show proof, but I assume some people may be skeptical. I don't feel like I should even say it, but I'm obviously NOT trying to sell anything or gain anything from this thread. I don't believe anyone should ever pay for coaching/e-book methods. Especially on this great forum. There is so much useful information, completely free! This was 1 month of transactions. Difficulties I had a lot of difficulties that I haven't really mentioned above. And I don't really want to go into detail. But I want to reiterate once more that it has not been easy. On the first website, we had a friend helping us. I spoke to him every day, he was a good friend. One day he decided to steal everything we had when he offered to help while I had to visit some family. Which was around $4000 at the time on the PayPal account. And with the daily chargebacks/disputes, the PayPal account was in minus within hours. But we didn't let that ruin us and we managed to get back from it. I've been scammed many times in various ways. I never wasted my energy trying to extract revenge. I just moved on and focused my energy on what needed to be done to move forward. The downsides As mentioned at the start of the thread, I could technically retire. At such a young age, I don't really see this as a good thing though. I was never really one to set goals. But if I had set goals, I guess I would have already reached them by now. I'm sure loads of people dream of the day they can retire and live off "passive income". But me personally, I don't really have anything I am passionate about. I don't have any big dreams to do specific things or achieve specific things. And when you have no specific reason to wake up in the morning, it can get rather depressing. And yes, it can also be depressing working some 9-5 job that you hate (been there - done that). I don't take it for granted, and I certainly consider myself very lucky to be in the situation I am in. I'm not complaining. I think what I mean is that you can spend your whole life chasing money and if/when you finally reach it, it doesn't mean you will find happiness when you do and that everything will be great. What now? $5 per day goal with IM In all honesty, I know barely anything about this field. But I have been spending quite some time here recently learning new things. I think a reasonable goal is to earn $5-$10 per day consistently. I've been reading about SEO and I have been working on setting up a method over the past few months. I will try to apply the SEO I have learned here. It's just a website with some CPA offers that I'm pushing. I unfortunately can't really post the niche since I came up with it myself. I will not be using my financial position to my advantage since I feel like if I were to throw a load of money in (if I don't do it correctly), I will most likely just struggle even more to reach my goal, since I'll be in the negative. I've already tried spending a little on paid adverts and it seems that the free advertising I have done paid off more. I don't like setting a really high goal because I would just feel demotivated by not being able to reach it. I prefer one step at a time, but I guess it works the opposite for some people. I am still working on other big projects at the same time, this is something I'm working with on the side. The endFelt like I needed to have this title, since I had the beginning and the middle. The end is yet to come. I'll see where life takes me. Final words I hope my thread offers some motivation. Anyone can achieve anything. I consider myself VERY lucky to have come so far. I see a lot of people working just as hard or even harder than I did and they still haven't had anything that really took off. But you can't win the lottery if you don't buy tickets. I think this thread has been more focused on my past journey and not so much my future journey. I probably won't update this thread very often with my progress as per say. Don't post saying "Following this journey". Focus on your own journey! TL : DR (Too long : Didn't Read) Grew up poor. Saved all my money. Invested in projects here and there. Eventually a project paid off big time. Earned nearly a million, bought over 10 houses that now allow me to retire. Now I'm on a journey to start in this "new industry" (IM) with a reasonable goal of $5 / day.