Stupidly, I leased a shop 3 years ago to sell financial services, previously I just had an office but thought I would get 'walk in' business as well if I had a retail presence. How wrong could I be. Anyway, I realised that I had made a mistake within about 6 months and after 9 months I had left it, albeit that I still had to pay the rent and utilities which came to approx. £1600 a month. After exactly 14 months I was able to sub-let the shop to someone else but I have had to subsidise it each month to the tune of £400. I couldn't even get out of it as I had signed a personal guarantee. So that works out at 5 months at full cost to me (after I left the shop) = £1600 per month x 5 = £8,000 22 months at subsidised cost of £400 per month = £8,800 So all in all, £16,800 for a shop that I used for just 8 and something months out of a possible 36 months. An absolute f***ing nightmare from day 1 and a very hard lesson learned which is definitely (IMHO) a major factor in my health issue earlier this year when it was discovered that I had a benign brain tumour. Stress can be a killer and I know full well how lucky I am. On January 28th my lease officially ends and my car lease also ends in February meaning I will be almost £1,400 a month better off and I cannot wait. No morale to this story apart from don't be an impatient dick like I was and think all of your major decisions through super carefully!