OK, let me put my tinfoil hat for a bit. From my perspective central banks and governments will never lose control on money creation in their own system. The last 10 years in crypto were just a warm-up for the CBDC's, that are coming. Satoshi (some 3 letter agency) cleverly marketed the idea until a digital currency is already acceptable for most.
Bitcoin currently is a far cry from the cyberpunk anarchy utopia, which was promised. It never became an actual currency, which is used as intended, nor did it became a store of value/ inflation hedge/ pick your own narrative of late. Once all the regulations / KYC requirements are in place on all the on-off ramps it will lose most of it's real world uses. Defi is a giant steaming pile of financial engineering, designed to launder money and make profits for the hedgies at Wall Street .
In time we will see more and more government control and censorship ( remember the truckers and those who donated bitcoins and got their wallets frozen on the centralized exchanges?) which will lead to people flocking on the Monero bandwagon en mass and we might even witness the BTC/Monero flip, but even that will not last for long, once we have several cyber-polygons and all access to the internet becomes controlled through centralized biometric identification.
TLDR: stack silver and Monero.