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How to accept credit cards on my website as a private individual?

Discussion in 'Business & Tax Advice' started by Nana Dada, Jul 5, 2018.

  1. Nana Dada

    Nana Dada Jr. VIP Jr. VIP

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    Hi guys, I need some advice on how to begin accepting credit card payments on my new SaaS website. My product is 100% legit and legal.

    Long story short, almost all of the payment processing services I have contacted so far refuse to work with me as a private individual, and require me to have a company instead.

    What do I do? I do not want to launch a company, deal with accounting, etc., etc.

    One of the options I am currently considering is Bluesnap, but they their integration manuals are very overcomplicated and I had some shitty experience with them in the past.

    Ideally, I would like to accept card payments from my users and then accumulate them somewhere to be paid off on a monthly basis (like Bluesnap do) or withdraw them immdediatelly to my bank account or Payoneer card.

    Please help me guys, are there any alternative options left for small and humble business owners like me?
     
  2. MMM Welding

    MMM Welding BANNED BANNED

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    What is wrong with PayPal? Easiest way in my opinion.
     
  3. BassTrackerBoats

    BassTrackerBoats Marketplace Mod, Jr Exec, Jr Vip Staff Member Moderator Jr. VIP

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  4. MMM Welding

    MMM Welding BANNED BANNED

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    Yes, Stripe definitely does.
     
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  5. Nana Dada

    Nana Dada Jr. VIP Jr. VIP

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    The problem is that to accept payments via PayPal on your website you need to have a business account, which, in turn, requires you to have a registered business, such as a company (which is exactly what I want to avoid).

    Unfortunately, I cannot use Stripe as I live in a 3rd world shithole of a country :(

    I am currently waiting for 2Checkout to review my application, but from I read on the net, they do not work with individuals..
     
  6. BassTrackerBoats

    BassTrackerBoats Marketplace Mod, Jr Exec, Jr Vip Staff Member Moderator Jr. VIP

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    What country are you in?

    Perhaps a fellow countryman can offer some advice that will help you out.
     
  7. Nana Dada

    Nana Dada Jr. VIP Jr. VIP

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    I am from Russia, comrade :) I don't think there's many Russians out there, though
     
  8. BassTrackerBoats

    BassTrackerBoats Marketplace Mod, Jr Exec, Jr Vip Staff Member Moderator Jr. VIP

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    There are a bunch of Russian people on here - I've spoken to 2 just the past 3 days.
     
  9. Nana Dada

    Nana Dada Jr. VIP Jr. VIP

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    Really? Alright, some of them would come along and see this thread