No. LEC doesn't require you to provide a credit card to work for them. I would NEVER pay a company to work for them...that's like the top scam out there. LEC is legit in paying for sales that show up under your account. I no longer promote them as I've moved onto higher paying companies, but I have only had ONE late check that was their fault and that was because the account person moved across the country. I mean things happen and she actually mailed mine overnight so I got it a few days before the next check was due to be mailed out. So, as far as payments go, LEC has never missed one for me.