1. This site uses cookies. By continuing to use this site, you are agreeing to our use of cookies. Learn More.

How Do We Get Money Off Of This Guy's Credit Card?

Discussion in 'Business & Tax Advice' started by blackhat.mmm, Jan 19, 2010.

  1. blackhat.mmm

    blackhat.mmm Junior Member

    Joined:
    Dec 31, 2009
    Messages:
    187
    Likes Received:
    116
    Occupation:
    Online Gen Contractor, of sorts...
    Location:
    Shrinking Hills & Rising Valleys
    Please Help!


    We just closed this guy for $2,000 (he came from some BH marketing
    that I learned here, btw) for one of our business opportunities.

    The problem is, the money's on a credit card, and we're still dealing
    with PayPal for our merchant account.

    He can't get a cash advance b/c he's already used the one that
    his bank allowed him.

    We tried to use Western Union but that registers as a cash advance
    and the bank wouldn't allow it. You can't buy prepaid Visa cards with
    a credit card. There's got to be a way, right?!

    We don't want this deal to sit out there in the abyss while we're waiting
    for PayPal to activate our merchant account and we don't want some
    emergency or some bill pop up where this guy will have to spend his CC
    money on that.

    Can anyone help me to brainstorm some ideas on how to get our $2k off
    of this guy so that we can deliver his product and move this transaction
    forward ASAP?

    The winning answer will be publicly (on BHW) rewarded...!



    -BH3M
     
  2. Sneeks

    Sneeks Junior Member

    Joined:
    Dec 29, 2009
    Messages:
    188
    Likes Received:
    46
    Occupation:
    Observing Internet Movements
    Location:
    My credit card
    Buy gift cards, then sell the gift cards. Or use the gift cards to purchase money orders to the name of CASH.

    You know using another person's credit card is illegal though right?
     
  3. oxonbeef

    oxonbeef BANNED BANNED

    Joined:
    Jan 4, 2009
    Messages:
    2,242
    Likes Received:
    7,872
    Tell him to apply for another cc from another lender and tell them he wants to transfer his ballance he will be accepted starit away and is under no obligation
    to transfer his ballance. Might take a few days for the card but he could blag the number by email if he's good. All depends how long you have.
     
  4. MaxPowers

    MaxPowers Regular Member

    Joined:
    Nov 30, 2009
    Messages:
    302
    Likes Received:
    193
    Find someone with a merchant account, and pay their fees.
     
  5. CMS2009

    CMS2009 BANNED BANNED Premium Member

    Joined:
    Feb 21, 2009
    Messages:
    240
    Likes Received:
    167
    tell him to deposit it on a gambling site, then withdraw it to his bank account
     
  6. Sneeks

    Sneeks Junior Member

    Joined:
    Dec 29, 2009
    Messages:
    188
    Likes Received:
    46
    Occupation:
    Observing Internet Movements
    Location:
    My credit card
    if the card has a pin # i know vegas has those atms that print money orders. I forgot what its called though...

    The post office does the same stuff. like mentioned above find a merchant and pay the fees. if you know an owner of a business or anything like that make a deal with him. you can always go out to eat, get your fav waitress, and write a huge tip. It kind of flags things though with the manager.
     
  7. showbizvet

    showbizvet Power Member

    Joined:
    Oct 1, 2008
    Messages:
    795
    Likes Received:
    260
    Occupation:
    IM
    Location:
    Tennessee and around
    I presume the guy isn't a friend right? If he were you could have him buy some high ticket item and send it you. That's not an elegant solution since you'd then have to resell the merchandise, but a thought nonetheless.

    Seems you could form a temporary allegiance (with someone you trust) and assuming that person has a merchant account and/or setup with paypal, they could receive the money for a commission. Trust of course is the issue there.
     
  8. IHeartLiquidYoda

    IHeartLiquidYoda Registered Member

    Joined:
    Oct 24, 2009
    Messages:
    55
    Likes Received:
    49
    Try sending moneygram with it.
     
  9. jetti789

    jetti789 Junior Member

    Joined:
    Feb 7, 2009
    Messages:
    124
    Likes Received:
    90
    Location:
    Home - Get OFF my Lawn..damn kids
    You should really look at this client long and hard.

    1. he can't afford to write you a check or send/wire the cash.
    2. he has cash flow problems.

    Not trying to rain on your parade, but you need to think ahead.
    You will have problems collecting payment from this person for any future work you do with him.

    I say go out and get another client who can pay you.

    Still I hope you get this solved and get paid for this client.
     
  10. tacopalypse

    tacopalypse Executive VIP Jr. VIP Premium Member

    Joined:
    Nov 30, 2009
    Messages:
    980
    Likes Received:
    2,485
    Home Page:
    tell him to go to walmart and buy a stick of gum, and when he swipes his card select a cash-back amount of $2000.
     
  11. blackhat.mmm

    blackhat.mmm Junior Member

    Joined:
    Dec 31, 2009
    Messages:
    187
    Likes Received:
    116
    Occupation:
    Online Gen Contractor, of sorts...
    Location:
    Shrinking Hills & Rising Valleys
    Ok, thanks for all the replies so far guys. This is really helpful.

    Yeah, I know using a guy's credit card w/o his permission
    is unlawful. And we do have a lot of clients--we've just had
    everyone send cash or cashier's check so far and we don't
    want to leave $2,000 on the table or keep this guy from
    being able to buy what he wants plus get him started
    with our team training etc.

    We really don't have anyone that we completely trust that
    has their own merchant account...but that could still be an
    option.

    I like the money transfer to a new credit card and then possibly cash
    advance off of the new one...hmm...

    Well, he just called us and we told him that we'll figure something
    out for him and worst-case scenario (besides dude getting hit
    by a bus tomorrow) is we wait til Thurs or Fri when our PayPal
    merchant account should be activated by.


    Any other ideas?
     
  12. helgeschneider

    helgeschneider Registered Member

    Joined:
    May 15, 2009
    Messages:
    89
    Likes Received:
    65
    tell me one site this is possible...
     
  13. supamanjon

    supamanjon Power Member

    Joined:
    Dec 19, 2009
    Messages:
    644
    Likes Received:
    68
    lol what exactly do you do that cost $2000?
     
  14. blackhat.mmm

    blackhat.mmm Junior Member

    Joined:
    Dec 31, 2009
    Messages:
    187
    Likes Received:
    116
    Occupation:
    Online Gen Contractor, of sorts...
    Location:
    Shrinking Hills & Rising Valleys

    Home-based business internet (sometimes BH) marketing and
    advertising. We do a lot of different things, but that's usually
    how we get our foot in the door.

    One of my partners used to do real-estate seminars for $7,500
    per person. If you can do something for a higher perceived value
    than what your customer pays then the price doesn't matter
    as much.

    I'm telling you, with some of your guys' knowledge on here, you
    could be making an absolute killing doing marketing for local
    businesses who're used to paying a substantial amount for
    their offline advertising already.

    You just might have to make a phone call or two or <gasp>
    get off of the computer for a minute. ;)




    Well, we're probably going to just wait until (/hope) our PayPal
    merchant account gets approved, and then not have to deal
    with this problem in the future.


    Transferring to another credit card was shot down by the client,
    saying he had already tried to do that and is unable to. I don't
    believe that you can get 'cash back' from a credit card purchase
    either.


    Does anyone know if we could have him signup for a PayPal account
    with that credit card (assuming it's not already attached to an account)
    and send us the money via PayPal or would they not allow a new
    account to transfer $2k?



    -BH3M
     
    • Thanks Thanks x 1
  15. tzvii

    tzvii Registered Member

    Joined:
    Jul 7, 2009
    Messages:
    61
    Likes Received:
    17
    Hi, have you solved your problem?
    If not, the easiest thing to do would be to open a Google Checkout account..
    This is basically a merchant account through Google, they only charge a small fee.
    You can e-mail him an invoice for the money, charge his card, and payout the money to a bank account.
     
    • Thanks Thanks x 1
  16. blackhat.mmm

    blackhat.mmm Junior Member

    Joined:
    Dec 31, 2009
    Messages:
    187
    Likes Received:
    116
    Occupation:
    Online Gen Contractor, of sorts...
    Location:
    Shrinking Hills & Rising Valleys

    Thx tzvii. That sounds like it may work. I tried to add rep but I'm on some
    jangly laptop and a sketchy network right now. PM me if I forget. And thx
    also for reminding me...

    UPDATE:
    I ended up just sending a 'Request Payment' from our PayPal acct
    to his for the total amount and he was able to hook up his CC to
    his PayPal acct and make the full payment. We were stoked...and
    then PayPal denied our merchant account b/c the LLC we created
    was too young. Our credit is immaculate, but you need to have a
    business that's more than 2 months old apparently ;) Oh well, at
    least we collected that payment.

    Off to checkout Google Checkout....



    -BH3M
     
  17. james2323

    james2323 Newbie

    Joined:
    Nov 14, 2009
    Messages:
    13
    Likes Received:
    1
    payoneer works too
     
    • Thanks Thanks x 1
  18. Limelike

    Limelike Junior Member

    Joined:
    May 16, 2009
    Messages:
    167
    Likes Received:
    38
    xoom.com
     
    • Thanks Thanks x 1