1. This site uses cookies. By continuing to use this site, you are agreeing to our use of cookies. Learn More.

How do I get a prepaid debit card without giving up SSN?

Discussion in 'Making Money' started by thizzladen, Apr 6, 2011.

  1. thizzladen

    thizzladen Power Member

    Joined:
    Jul 11, 2009
    Messages:
    591
    Likes Received:
    450
    Occupation:
    Doing whatever bakes the cake.
    Location:
    In house. With television and remote control.
    I'm looking for a prepaid debit card that accepts DIRECT DEPOSIT and is anonymous (doesn't need my SSN or other personal information).

    Anyone have a clue?
     
  2. DamnTees

    DamnTees Junior Member

    Joined:
    Apr 1, 2010
    Messages:
    172
    Likes Received:
    24
    Occupation:
    Environmental Director
    Location:
    Sin City
    Home Page:
    Most if not all of what you are talking about requires some sort of personal verification. PM me I may be able to help you get a card IN YOUR NAME w out a SS number
     
    • Thanks Thanks x 1
  3. popcrdom29

    popcrdom29 Jr. VIP Jr. VIP Premium Member

    Joined:
    May 20, 2008
    Messages:
    807
    Likes Received:
    518
    I've bought different kinds of these cards at Wal-Mart and some drug stores and I haven't once been asked for an SSN. Once you buy it, you can either go online or call their free number to personalize the account. But still, I've never been asked for an SSN.
     
  4. thizzladen

    thizzladen Power Member

    Joined:
    Jul 11, 2009
    Messages:
    591
    Likes Received:
    450
    Occupation:
    Doing whatever bakes the cake.
    Location:
    In house. With television and remote control.
    Those are most likely prepaid "CREDIT" cards. Debit cards are different, as you can supply a direct depositor a checking account that's linked to the debit card to get direct deposits.
     
  5. synfig

    synfig Regular Member

    Joined:
    Mar 24, 2011
    Messages:
    230
    Likes Received:
    186
    Moneypak is one annonymous online virtual card that can be used to fill paypal balance or to shop online, it is only available for US as of now. So not sure if this is what you want.
     
  6. newcomer002

    newcomer002 Newbie

    Joined:
    Feb 6, 2011
    Messages:
    4
    Likes Received:
    0
    I passed by one in a CVS or Walgreens ( I always get them confused now). I think one of the ones they had there was call a GreenDot re-loadable debit card. As far as i know you dont need any ssn or anything like that either.
     
  7. thevil

    thevil Junior Member

    Joined:
    Aug 17, 2010
    Messages:
    190
    Likes Received:
    189
    Any company you're going to find is going to want a SSN due to Bush's Patriot Act law. That is any prepaid card that you want to LOAD more than $250 or be reloaded, OR be able to have ACH deposits/transfers to it.

    The way its set up right now is that a prepaid card is considered a 'stored value card' or 'gift card' because it is under $250 when first loaded. By using these cards, you are anonymous and do not need to file/turn in anything, but there are drawbacks such as fees, no ATM access, or ACH.
    Any more and it would not be considered a gift card (would be a prepaid card) and will require the card issuer to comply with the Patriot Act, which states that the Financial Institutions verify the identities of customers.
    If you do 'verify' your card, the money services business (usually bank/financial institution) would give you the whole benefits of a debit card, usually including but not limited to withdraws via ATM, and ACH capabilities (Being able to Direct Deposit into your card).

    Bottom line is that there are really no long term companies in the US you would be able to use to ACH funds to and withdraw from the card without giving up your SSN, since it is technically illegal unless the financial institution can verify your identity. You would need to be seeking an offshore/non US bank that can fulfill your needs.
     
    • Thanks Thanks x 1
  8. MOB123

    MOB123 Junior Member

    Joined:
    Mar 13, 2011
    Messages:
    130
    Likes Received:
    20
    Location:
    NY
    Do you know of any UK cards that allow this without verification or is it the same deal? I too need a card that can accept BACS payments but ideally not in my name.

    Happy to pay for this.
     
  9. Sente

    Sente Junior Member

    Joined:
    Sep 21, 2009
    Messages:
    193
    Likes Received:
    19
    I live in the US and need something I can prepay with cash so I can buy some domains anonymously. Any ideas?
     
  10. FFreak

    FFreak Newbie

    Joined:
    Jul 27, 2011
    Messages:
    16
    Likes Received:
    1
    anyone can tell if ther is a reloadable card without any personal infos ?
     
  11. JohnG

    JohnG Junior Member

    Joined:
    Feb 24, 2008
    Messages:
    108
    Likes Received:
    47
    Due to the Patriot Act the answer is no, you will have to look overseas for a reloadable prepaid card that doesn't require a SSN.
     
  12. rwrwrw

    rwrwrw Newbie

    Joined:
    Feb 2, 2011
    Messages:
    8
    Likes Received:
    0
    if anyone have expertise in opening these cards - feel free to send me a line or two via pm with your contact details.
     
  13. BigMoneyMike

    BigMoneyMike Junior Member

    Joined:
    Feb 9, 2010
    Messages:
    115
    Likes Received:
    51
    Occupation:
    Day trader, Marketer
    Location:
    Atlanta, GA
    kroger pre paid visa cards. They already come active without any info. they work like a charm.
     
  14. rwrwrw

    rwrwrw Newbie

    Joined:
    Feb 2, 2011
    Messages:
    8
    Likes Received:
    0
    thing is, i'm not US-based so i could definitely use some help from someone who can do it and send it to me.