I'm American. I want to buy a house. I have the money for it as well an excellent credit score. The problem is the banks want nothing to do with me because my income comes from affiliate marketing and is therefore considered self-employment. Since banks don't treat the self-employed too kindly and since I don't have anyone willing to co-sign for me, I can't get a traditional mortgage. The only thing I can hope for at this point is to find a shady mortgage lender who is willing to overlook these issues. I'd rather not do this, but I don't feel like I have any choice. The reason why I'm here is because I'm sure someone else here has gone through similar troubles, and I'm hoping they can offer some advice on how I should get a mortgage. Or at least point me in the direction of a mortgage lender who sells no-documentation mortgages. I've already tried Googling this and asking people I know. I don't know where else to ask. Please help me out BHW. I'd really appreciate it. Edited to add: A major problem is that my income is recent. I don't have the 2+ years of tax returns and bank statements that lenders willing to work with the self-employed ask for. I guess what I'm looking for are suggestions on how to find a lender who sells Stated Income Mortgages or No Documentation Mortgages. I know the lenders who advertise these don't like to advertise them, which is why I'm struggling to find one. P.S. Thank you so much to everyone who responds.