Hey all. So I need to open a US bank account and my credit really sucks; I have two bank accounts a few years ago that went into the negatives and I never straightened it out and of course the filed on my credit report. I need an account to be able to add Paypal to so I can transfer money in, as well as be able to send in check deposits. I'd also like an Debit card to withdraw cash when needed, and access via the Interwebz is a plus. Any clues as to whom to go to? Thanks in advance.