Help - Alternatives to 2CO?

bk071 · Jan 27, 2013

I woke up this morning to this:

So after a month of bullshitting, they've finally told me they don't want to do business with me.

Do you guys know any good alternatives to 2CO?
Any help would be greatly appreciated.

StormClaw · Jan 27, 2013

Try Plimus or Avangate, But they too have some Terms n Policy. Do check it.

zebrahat · Jan 27, 2013

Take a look at Wepay, it will process Visa/MC and bank payments, making it just about as useful as Paypal for most of the consumer population, without the PP hassles.

bk071 · Jan 27, 2013

derago21 said:
Try Plimus or Avangate, But they too have some Terms n Policy. Do check it.

Thanks. I heard about Aangate but they pay on net 30 basis which is way too long a period to get the funds on my card / bank.
Plimus don't accept Paypal unless the seller has his paypa attached with their account - not possible for me as Paypal is not available where I live.

zebrahat said:
Take a look at Wepay, it will process Visa/MC and bank payments, making it just about as useful as Paypal for most of the consumer population, without the PP hassles.

Their reviews look scary man. Almost everyone is calling them out for either bad customer support or bad experience overall.
Take a look at this, this and this.

H3ktor · Jan 27, 2013

Authorize.Net is a good alternative but not sure if they do business with individuals. You may have to submit company papers to get approved there. I use 2CO too. They bullshitted me about potential high risk business and hook me up with their highest fee tier. 7.5%+$0.45 transaction fee + Monthly fee.

bk071 · Jan 27, 2013

AutoBlogger said:
Authorize.Net is a good alternative but not sure if they do business with individuals. You may have to submit company papers to get approved there. I use 2CO too. They bullshitted me about potential high risk business and hook me up with their highest fee tier. 7.5%+$0.45 transaction fee + Monthly fee.

Same. But the said thing is, even after agreeing to their terms of 7.5% fee per transaction, they rejected me yesterday.
And what pissed me off even more is that they "can't disclose the reason for rejection". WTF.

gatra · Jan 27, 2013

AutoBlogger said:
Authorize.Net is a good alternative but not sure if they do business with individuals. You may have to submit company papers to get approved there. I use 2CO too. They bullshitted me about potential high risk business and hook me up with their highest fee tier. 7.5%+$0.45 transaction fee + Monthly fee.

Does 2CO do business with individuals? Do i have to submit company papers if outside from the u.s.?

bk071 · Jan 27, 2013

gatra said:
Does 2CO do business with individuals? Do i have to submit company papers if outside from the u.s.?

They do.
You might have to upload scanned copies of your driver's license, utility bill etc.

gatra · Jan 27, 2013

bk071 said:
They do.
You might have to upload scanned copies of your driver's license, utility bill etc.

Yeah, thats not a problem. But you don't need any business or tax info?

bk071 · Jan 27, 2013

gatra said:
Yeah, thats not a problem. But you don't need any business or tax info?

If you're outside US, they will ask for W8 form if the volume is more than the norm.

zebrahat · Jan 27, 2013

bk071 said:
Their reviews look scary man. Almost everyone is calling them ouhought for either bad customer support or bad experience overall.
Take a look at this, this and this.

Okay, Wepay has some bad reviews (although one critic, Sara Reyes, shows up on two of the three links provided). It's still only .1% OF THE COMPLAINTS I HEAR ABOUT PP, every year. I haven't seen a problem with it since trying it, and if we provided enough feedback about the site it might revise it's ways. Give it time to improve itself, and it will eventually race past PP.

bk071 · Jan 27, 2013

zebrahat said:
Okay, Wepay has some bad reviews (although one critic, Sara Reyes, shows up on two of the three links provided). It's still only .1% OF THE COMPLAINTS I HEAR ABOUT PP, every year. I haven't seen a problem with it since trying it, and if we provided enough feedback about the site it might revise it's ways. Give it time to improve itself, and it will eventually race past PP.

How long have you been using them for?

lanbo · Jan 27, 2013

What volume of transactions were you processing?

They seem to be more stable than Paypal, in terms of closing accounts.

bk071 · Jan 27, 2013

lanbo said:
What volume of transactions were you processing?

They seem to be more stable than Paypal, in terms of closing accounts.

I had had that account for ~8 months now and was doing 1000-5000 a month back in the day - then they limited my account because the website associated with that expired. I got the domain back, built a site and made sure the site complied to their TOS.
Then I went ahead and asked them to reinstate my account... no response in a week and then that dreaded email telling me about closing of my account.

Couldn't come at a worse time, really.

Custom Artistry · Jan 27, 2013

bk071 said:
I had had that account for ~8 months now and was doing 1000-5000 a month back in the day - then they limited my account because the website associated with that expired. I got the domain back, built a site and made sure the site complied to their TOS.
Then I went ahead and asked them to reinstate my account... no response in a week and then that dreaded email telling me about closing of my account.

Couldn't come at a worse time, really.

2Co is damn strict in their policies .

First they will take long period and will ask tons of B.S questions .

And once they approve your account they will limit your account with even a smaller mistakes

My account got limited 2 times and my goodness they opened it after 3 weeks discussions .

I think 2 Co is best for you , try getting them again , also talk with them on phone call .

bk071 · Jan 27, 2013

Seo Lover said:
2Co is damn strict in their policies .

First they will take long period and will ask tons of B.S questions .

And once they approve your account they will limit your account with even a smaller mistakes

My account got limited 2 times and my goodness they opened it after 3 weeks discussions .

I think 2 Co is best for you , try getting them again , also talk with them on phone call .

Talked to Brian - talked to him quite a few times and he assured me I'll get my account back in 2 days (that was a month ago lol)

Then called him almost on daily basis and he's either out of the office or at lunch or in a meeting :/

This morning I get that email - game over.

Will call him up on Monday but I'm sure he won't be able to do anything.. last time he couldn't even tell me the reason for limiting my account even though I asked for 3 times.

zebrahat · Jan 27, 2013

bk071 said:
How long have you been using them for?

Only been using Wepay since the middle of this past year, but was satisfied enough that my local club has adopted using it as a processor for online fundraising purposes, instead of Paypal.

Gogol · Jan 27, 2013

Try g2s.com. they never ban anyone

ShadeDream · Jan 27, 2013

How about Google Checkout? Anyone tried them?

bk071 · Feb 5, 2013

ShadeDream said:
How about Google Checkout? Anyone tried them?

Sorry for bringing up this one week old thread... I haven't tried Google Checkout but from what I've read, it looks like the customers have to signup for an account to be able to pay using Google Checkout.

Help - Alternatives to 2CO?

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