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Has anyone had an insurance claim filed against their online-based business?

Discussion in 'Business & Tax Advice' started by jexie, Dec 29, 2014.

  1. jexie

    jexie Registered Member

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    As I work in the insurance field, commercial claims primarily, I never came across any website-based businesses (95% are auto body shops, if anyone cared)

    So, I figured I'd reach out to BHW... no need to go into details if you don't want to. It's just something you don't hear of too often.
     
  2. sully1975

    sully1975 Jr. VIP Jr. VIP Premium Member

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    Are you an adjuster or an independent adjuster? I was attempting to be a public adjuster (different animal) myself, but life got in the way, as usual.

    So none of the bodyshops never shipped some rare part in or out and it came back wrong or messed up while being paid for or advertised via the Web? No garage keeper policy for that?

    I would assume you would have a more interesting time in virtual. Just on the copyright, trademark, cybersquating, and then reselling of domains would seem to be a larger exposure to be reckoned with.

    Happy New Year!
     
  3. jexie

    jexie Registered Member

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    Not an adjuster, but just with claim's departments.
    Trademark/copyright infringement is what I'm assuming is more common as far as internet-based is concerned.
     
  4. kypso

    kypso Junior Member

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    Not so much the infringements themselves but the claims can keep you busy if you do not check that stuff upfront.

    K.
     
  5. gu3sswh0

    gu3sswh0 Regular Member

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    The only issue I noticed for online based businesses is companies suing for copyright infringement. Medical claims and the like are very hard to hold in court against a virtual company.
     
  6. jexie

    jexie Registered Member

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    I agree. I guess if a website is to get sued or a claim again them, it'll ultimately go to the LLC.