1. Make sure you have a PayPal account made. If you don't, go to www.paypal.com 2. Now go toNetspend and click the big green "Open Account" button. 3. Fill out the info, for the address put in anything, could be your real one doesn't matter. They will send a card to that address most people will throw it out as junk mail if its a fake address. 4. Log in to your PayPal account. Hit the "Get verified" link (image provided) 5. When the new page comes up, hit "Add Bank Account". 6. Log into your Netspend account. Go to "Add/Manage Money", then "PayPal Transfers". 7. Copy and paste the necessary info from the Netspend account to the PayPal Verification fields. THEN FOLLOW THE INSTRUCTIONS ON THE PAYPAL SITE AFTER YOU ADDED YOUR BANK ACCOUNT. Wait 3-5 days for the deposit. 8. Enjoy Spending!! I hope this helps.