I believe that many businesses are under capitalized and fail mainly due to not having enough funds at the beginning so when events hit or expansion explodes, the owner cannot survive. I have many years as an entreprenur and have found that if I seek funds when I don't need them, my attitude is much better than if I have a delimma I am facing that has a deadling and that scared feeling of having to close the doors affects how I conduct negotiations and my successes. Anyway, I think that if it is planned at the beginning, there would be more business successes. Anyhow, I found a great website that for free, they give you their best 10 funders if you sign up for 7 days and that is also free so you can present your business plan. Do a good job researching the business and know the problems in and out. I have written many business plans and angel investors love honesty and they really like it when you know the negative aspects too.