friendly payments for ecommerce business

Has anyone ever heard of this service to reduce chargeback ratio by buying some cheap daily subscription on their store? does anyone reliable offer it here?

Jenbum said:

Has anyone ever heard of this service to reduce chargeback ratio by buying some cheap daily subscription on their store? does anyone reliable offer it here?

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yeah, i have heard of the method, it is mainly use to keep chargeback ratio low especially for high risk store. can assist you set it up if you are interested

It will only work if your real product or service is cheap as well

For example, if you are selling services for $99 per month and it has a 3% chargeback ratio.
Then you try to fool your payment processor with $0.99 purchases with 0% chargeback ratio

Even lowering your whole chargeback ratio, they can flag your account, since the major purchases have a much higher chargeback ratio and it is causing losses to their profits.

khelson said:

yeah, i have heard of the method, it is mainly use to keep chargeback ratio low especially for high risk store. can assist you set it up if you are interested

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Hi Khelson, I'm interested. Please can you share some more info.

Right, that trick pops up often in subscription. I’ve got experience arranging it as well

Jenbum said:

Has anyone ever heard of this service to reduce chargeback ratio by buying some cheap daily subscription on their store? does anyone reliable offer it here?

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Yes, the method you're referring to is sometimes used to reduce chargeback ratios by increasing the total number of low-risk, legitimate transactions making chargebacks a smaller percentage overall.


It’s known as "chargeback dilution" using micro-transactions or daily subs. It can help with merchant account health, but it needs to be done carefully to avoid flagging.


As for reliable providers, I’d recommend checking the Marketplace section here and filtering by user reviews and reputation. Make sure the service is transparent, uses real transactions, and doesn't violate any payment processor policies. Always proceed with caution.

Chargeback ratio tricks exist, but relying on trusted providers is crucial to avoid bigger risks

Be cautious—services claiming to lower chargebacks can be risky; always verify reliability first

khelson said:

yeah, i have heard of the method, it is mainly use to keep chargeback ratio low especially for high risk store. can assist you set it up if you are interested

Click to expand...

Hey Khelson, I'm interested in this, could we discuss it?