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First wreck.. Who's fault was it? Advice please!

Discussion in 'BlackHat Lounge' started by nethead01, Feb 21, 2012.

  1. nethead01

    nethead01 Regular Member

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    So my first wreck! The police says they cant determine fault it will be up to insurance company. Can you clearly determine fault by looking at how it happen? Im pretty sure you have to yield on a left turn signal. Im guessing all his light were green too and he forgot to yield.

    He telling the cop that I ran a red light but if it was red wouldnt his light be red as well? I know my lights were green no question about that but can it be proven? I don't have the money for the deductible on my insurance and I have a missing headlight and cant steer properly because of bumper.

    I got to talk to the adjuster in a few hours and don't want to screw anything up.

    Feel free to share some advice and thoughts, I have never been through this before and BHW was the first place I thought about for some good advice on this.

    [​IMG]
     
  2. Cynikal

    Cynikal Newbie

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    Advice: Hope you have groovy insurance

    When police can't determine the faulter of an accident, each party will have to cover their own losses, which means, you get to pay a deductible.

    Now, you/your insurance company can choose to press charges on the guy and get the cost of repairs to reimburse your insurance company to better help your cause and to ultimately keep a good record with your insurance company.
     
  3. Kickflip

    Kickflip BANNED BANNED

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    Were you pulling out of some sort of parking lot or something? Can't really tell by your picture. 99% likely you will have to pay your deductible as the guy above said. Claims like yours appears to be are usually 50/50 or 75/25 blame.
     
  4. davids355

    davids355 Jr. VIP Jr. VIP Premium Member

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    Love the sketch:) can't quite see what happened though.

    I guess it will be difficult to prove though if both parties deny fault - unless there were whitnesses?
     
  5. antsaoo

    antsaoo Supreme Member

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    If you had green lights then it should not be your fault.
     
  6. Kickflip

    Kickflip BANNED BANNED

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    The other guy had green lights too. It is a question if one of them was supposed to yield to the other one. The OP thought the driver was going to yield, but then the driver sped up. The adjuster will most likely find it 75% OPs fault and 25% the other driver.
     
  7. rakoom2002

    rakoom2002 Supreme Member

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    go back to the light and see if he had a protected turn. If its an arrow its a protected left turn. if its a green circle its normally a yield turn. also is there a sign in his direction that says "left turns yield to oncoming traffic"? also as a general rule if both lights are green at the same time the person who is crossing the intersection normally has to yield to the oncoming traffic. For instance, you two are facing each other and youre going right, and hes across the way going left. since you are turning right and are closest to the street youre turning onto and he has to coming through the intersection you would normally have the right of way. which car are you in the diagram.
     
    Last edited: Feb 21, 2012