Blah, because of my bk my credit cards just got all shutdown, my bank account shutdown. My autopay for the car is turned off now, direct deposit not will not work and my domains are going to expire because I can't pay them either. Oh and I got a letter today that I don't get my income tax check for 2010 because that gets sent to the credit card companies. Pros: They can't sue me now Cons: My domains are going to expire. Pros: I don't own them money now Cons: My credit sucks now Pros: I can start a LLC and use that for credit. Cons: 24 months is going to be hard living on cash Pros: I get to start over. Cons: I get to start over.