By law, non residents are not allowed to open us banking account. However there are loophole, you can open bokerage account in US even you're no intention of stock trading. I teach you step-by-step open your US account: 1. Open brokerage account, download the application form and fill up all the requirement. I've upload here for you. Code: http://www.mediafire.com/download.php?2zzdmzzf2gg Note: Please keep in mind that you're not allow earn any interest in your balances so don't keep much money in account. 2. Then mail to the following address: E-trade Securities LLC, P.O.Box 1542, Merrifield, VA 22116-1542, USA. 3. Wait few weeks for your welcome kits. Or alternative, you can call them at 1-916-636-2510 and ask for your login detail Then login into your e account by Code: http://www.etradebank.com 4. You can transfer fund into the bank account or you bank in your check from affiliate. How to send the money? If you don't have paypal then TT money to the bank account. 5. The purpose of fund in your bank account is request from visa debit card. The min deposit is $1000, I know it cost alot but you need fund in then they will only send you the debit card. Once you've received your debit card, you can withdraw the money out at your local ATM. Hit me a thanks if you found this thread help you.