been getting calls from a collection agency for the past couple of weeks. never picked up. today I wondered why they keep calling. so I picked up and they had my real name and real address. I was like "WTF?" so what happened is that before I knew about stealth and everything, I had a real account with ebay. excellent ratings, collected 600 positive feedbacks from real customers in a matter of a year. I was very naive, thought "as long as I am honest, ebay won't close my account" then, I tried to sell a DVD set and ebay closed my account. at the time, my balance was like $80 and I was like "they can go fuck themselves", closed my bank account and didn't pay it. this was back in 2008. so now they are harassing me over $80. I told the guy I have never sold on ebay and don't know what he is talking about. So I am wondering what's the consequence of not paying?