Do you take into account inflation while making financial decisions?

Personally I am still not good at this and I generally am not able to factor in future inflation while making financial decision. This has resulted in many financial problems for me time to time. Has this happened to you as well?

I just try and beat the percentage of inflation. No savings accounts will allow you to beat it

Holding cash is the worst thing. It just loses value.
Buying fixed rate credit (fixed income) is really, really bad. It loses value as nominal interest rates (that includes inflation) rise.
If you anticipate inflation, slow your rate of debt paydown and make larger purchases sooner.
Equities with an implied shorter duration of future cash flows do better and those with an implied long duration do worse. Companies with the ability to pass on costs to customers also tend to do better. Functionally, this usually looks like "value" stocks outperforming "growth" stocks.

Proxy Cake said:

I just try and beat the percentage of inflation. No savings accounts will allow you to beat it

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Savings account is for limited savings. But if savings are higher, you should convert it to FD.