Dispute everything on there. If you do it before christmas, when they are swamped with other people disputing and the holiday is coming up, then you should get most things removed.
If it is really bad, just get an ein number. Use that and build a fresh credit report from the ground up. Either way is very simple and there are way better places to look for the information then BHW.
you can just dispute everything and a good percentage of the time it will get deleted because the creditor will not respond within 30 days especially if it is an old account. if you pull your report online you can dispute online too. that's what i did and i have no deliquencies showing on my credit. this is all the companies that are charging you are doing. over a couple of months depending on how much you have you can clear it up and get it high. i have like a 700 score right now.
interesting info. what about someone with foreclosure and bankruptcy? how do you fix your credit?
interesting info. what about someone with foreclosure and bankruptcy? how do you fix your credit?
So you dispute the bankruptcy? Idk how great of success that will be.
Or do you dispute all your accounts that still show up but say closed or derogatory?