Hello, I want to pay people to write articles for my blog, but I don't really want to start a business as that costs about $300-$400 in my state. So, I think that means I can't hire them as Independent Contractors. Can I just pay these people out of my personal bank account? I think I read somewhere that the tax man doesn't care about you if you're making less than $600. Do they care about you if you're paying people more than $600? I'm not sure how I could be legally liable for anything too risky when I'm just asking them to write articles from their home. I've used odesk and elance before, but with the fees I end up paying $4 for a non-native English speaking person to write an article. I'm trying to cut costs and have found that a lot Americans will write for $4 an article from craigslist and indeed. I just want to cut out the middle man and not go through some article writing service or odesk and elance. Thanks!