Credit Broker for LLC

I got one idea from other DN board.

I need a USA company examples (links) which provide an API for online stores for buyer to get small loan to pay for the item.
Its hard to explain to me because english is not my native language.

In EU its popular that if buyer finds something cool on e-store but it's expensive and cant pay it all at once, then e-store kinda allows it to buy with credit/loan part by part.

Anybody knows such services with API access FOR USA ?
So the e-store integrates it and the broker makes everything else.
Checks for consumer background/credit score etc.. and then accepts or disapproves the loan.

I need something like this.
Im searching on google but im not sure what keywords to use.

Something like this but for USA !!

Perhaps..

?

ps. I am not related to them in anyway.

The keyword you are looking for is “pay later api”

PP offers a credit option to account holders... I do not know if they offer an API though but they give you like 6 months no interest to pay off what you purchase using their credit line.

You can also set up an affiliate relationship with a credit card company as many offer that same deal for new card holders although I am sure that would be restricted when it comes to some countries.

I think Klarna has what your looking for in US.

Thanks so much for the info.

These 2:

Affirm
Klarna

..are exactly the things I need.
Perfect