I'm about to open up a house cleaning business, I only plan on to hiring about 2 or four maids for now. Obviously, I don't have the money to pay into all those W2 taxes, so would going 1099 be a good idea? I plan on hiring them as an Independent contractor, and have them buy their own supplies and using their own car. If I go this route, do I still need to take out my own insurance and bonding? Any help would be GREATLY appreciated. Thanks!