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Chargeback to the Payapl ACH (Automated Clearing House)

Discussion in 'Ebay' started by BlackHatJr, Sep 15, 2012.

  1. BlackHatJr

    BlackHatJr Newbie

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    I had a stealth paypal account and I sent funds from it to a real PP account.
    I transferred the funds from the real PP account to the bank account.
    The payment from the stealth PP to the real PP was sent in 2 parts: "Service payment & Money Owed"

    The next day Paypal limited the steal and reversed the payment back to the stealth.

    There for the real account went into negative balance.
    They Asked for prove of shipment blah blah blah..
    The day after Paypal reversed the payment from the real accounts bank.
    Thus meaning they reverse the bank transfer funds. (the money had been in the bank already for a day)

    I then provided paypal with tracking blah blah and the appeal was denied and said I wasn't cover because it was a service payment. They perm limited the real PP account.

    Could I open a dispute against the ACH for unauthorized ach debit?
    If so what will happen?
     
    Last edited: Sep 15, 2012
  2. BlackHatJr

    BlackHatJr Newbie

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    Anyone want to help me out on this?
     
  3. shaddelick

    shaddelick Regular Member

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    This is something that you have to try. Its a unique situation since they put the money in the account then took it out, which never happened to me, but try it anyway, talk to the bank
     
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  4. kvmcable

    kvmcable Supreme Member

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    You can always try but PayPal will probably produce their TOS to the Bank showing you agreed to the ACH withdraw and win the dispute.
     
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  5. BlackHatJr

    BlackHatJr Newbie

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    Thanks for the replies. Has anyone ever experience this?
     
  6. swift justice

    swift justice BANNED BANNED

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    Yes and you won't get anywhere with paypal on this issue. Lesson learned the hard way, never mingle stealth monies with your "real" paypal monies.
     
  7. BlackHatJr

    BlackHatJr Newbie

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    Anyone else have any input on this?
     
  8. .vain

    .vain Newbie

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    This is a tricky situation. Try talk to the bank but if I'm guessing right here Paypal will just throw their T.O.S in your bank's face and you will still be limited and ...cked by paypal. But you can try.