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Car Insurance in the UK is a Joke!

Discussion in 'BlackHat Lounge' started by ShadeDream, Sep 5, 2012.

  1. ShadeDream

    ShadeDream Elite Member

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    He who laughs last, laughs longest.
    I won't specify my details here, I'm a young driver but nevertheless insurance in the UK is a complete joke. My renewal quote was over £3K, new quote same company £1K, new quote via comparison sites same company £500. You kidding me?
     
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  2. TheArticleMan

    TheArticleMan Power Member

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    I just paid £687.. 21 driving for 4 years. Shit ain't fair.

    My renewal price was £900. I don't know how they do the maths!
     
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  3. SEOnetic

    SEOnetic Senior Member

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    Damn. You have it tough lol. But I think they will charge more later on the 500 GBP.
     
  4. steelballs

    steelballs BANNED BANNED

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    Insurance companies just out to scalp clients - suck big time - a necessary evil you have to have by law :eek:
     
  5. JimmyWong

    JimmyWong Registered Member

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    Because all the insurance companies outside the UK are fair, and kind!

    £500 isn't too bad. Dodgy trick to pull though. Set of a wankers.
     
  6. ShadeDream

    ShadeDream Elite Member

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    He who laughs last, laughs longest.
    I never said that £500 was bad. It's just a joke that I can get a full comprehensive cover for £500 when at first they wanted £3K.
     
  7. bonzo90

    bonzo90 Jr. VIP Jr. VIP Premium Member

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    22 driving a 2.0 140bhp coupe.
    Insurance this year, £1,700
    5 Years NO CLAIMS, ARGH..
    Clean Licence !! 0 Points, No convictions nada.

    I think its because my postcode is associated as high risk due to living in the country.

    I hate UK insurance, and tax, my car costs £280 a year to tax.. SAKE
     
    Last edited: Sep 5, 2012
  8. Execute

    Execute Supreme Member

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    It is because a load of people stick with auto renewal because a lot of people cannot be bothered with the hassle of changing companies, and many people do not realise that they are paying a ton more, this is why they do it, because they know they can lol. One reason why you can play the system and keep switching companies for the best price.
     
  9. Duffers5000

    Duffers5000 Elite Member

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    My son is Seventeen in November. I said to him I'll buy you a car but you have to pay for the insurance, delighted with this he got onto the net to get an insurance quote. 2 hours later the best offer he had was £4300 !!

    Guess who doesn't have to buy a car in November.
     
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  10. LOL-Blaster

    LOL-Blaster Regular Member

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    At least they pay when your car break down.

    In here, when your stuff is broken, insurance company will overwhelm you with so much paper work that most people just quit and buy a new one.
     
  11. Roparadise

    Roparadise BANNED BANNED

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    I am not encouraging anything illegal,but in the uk when you are asked by the police for insurance do they run the numbers in a pc or call the company to see if it's valid? Here a person can have fake insurance cards and the police don't have a way to check and they do not even call to see if it's valid.
     
  12. kvmcable

    kvmcable Supreme Member

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    Not sure about UK but in the States if your credit score drops your rates climb big time. Insurance rates in the States factor in your credit score. If your credit gets too bad many companies will drop you even if you've never had a claim.

    My brother is going through this right now. His job shut down, he fell behind on some bills and now his car insurance has more than doubled. He shopped around and all of them checked his credit score before offering a quote and all were within a few dollars of each other. Nice way for insurance companies to kick a guy when he's down.
     
  13. unknownn

    unknownn BANNED BANNED

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    good insurance company is worth much if you once get into hassle but i agree insurance companies are dicks not for me since i pay for my 525 bmw on full kasko arround 800 Euro but i'm also driving on 35 or 40% and never had an accident since 1997.
    Since GB is in the EU i would recommend to register the car in another country and pay their local insurance fees.I see it now very often that car owners from germany are registering their cars in east europe as example as their insurance fee is just 50% of their domestic ones but you need also to remember they are not paying as much in accidents like insurance from western countries.But for an old car and a young driver its best what he can get if he is looking to safe money
     
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    Last edited: Sep 5, 2012
  14. Duffers5000

    Duffers5000 Elite Member

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    Cops have scanners in their cars that auto read numberplates....tells them if the car is not insured or taxed or mot(road test) No escaping the cops over here !

     
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  15. Ninja250

    Ninja250 Regular Member

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    I couldn't find anything cheaper than £3000 for my first year! I am a student, so I couldn't afford that yet, so now i'm still stuck being a bus wanker! lol
     
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    Last edited: Sep 5, 2012
  16. recluze

    recluze Registered Member

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    ermmm whats car insurance got to do with SEO??
    @Roparadise, police wont really stop you these days unless there is a problem or your car details flag up on their computers as having no insurance. plus if your details are always matched up with national insurance database to check if you are insured.
    insurance prices are really stupid though. dont depend on how good driver you are. depends on area you live in. for example when i lived in Birmingham last year my quote was £1300 on my car, moved to Brighton and same quote same company asked for £400...
     
  17. recluze

    recluze Registered Member

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    ***** your profession matters and students are high risk. you tell them you are a student.. thats why you are doomed... go to money super market.. .change your title from student to employed and see the difference for yourself...
     
  18. Roparadise

    Roparadise BANNED BANNED

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    What do 95% of lounge threads have to do with seo? Lol. But since the uk isn't in the schengen area,wouldn't it be hard to register it in another eu country since they can tell how long you were in the uk and out of the uk?.
     
  19. keinehabe

    keinehabe Supreme Member

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    it's pretty hard to register an right wheel card outside of uk first of all . second ... the major factor for car insurances it's the area where you live & park your car over the night lol . My wife last year had to renew the insurance and we moved few streets closer to police station the quote come with 500 pounds more than previous year ( just because of the switching houses lol CLOSER to the police station ) hahahha :D
     
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  20. phobotics

    phobotics Newbie

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    It's because in the UK when you crash the insurance company sells your information and info about the crash to injury lawyers. The injury lawyers then ring the people involved in the crash and encourage them to claim injury compensation usually for whiplash and its hard to prove they're lying. So the insurance companies pay out millions in fake lawsuits to people and they pass the costs onto the consumers therefore UK insurance prices have skyrocketed in the last few years.
     
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