You can receive money without adding card but you must have one in order to send payments. And I believe there is a limit of how much you can receive without a valid bank account.
Yes, You can easily create PayPal account and collect fund from others but if you wanted to do cash-out then you have to include it with your bank account or if PayPal limited your account then first they tell you to include a bank account so it is clear that if you do not include other bank account then it's too much risky for all time. Bye......
you dont need a bank account to send and receive money just a valid cc to send moneyyou can also send and receive from other accounts without a bank account
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