I'm asking this question, because there are a lot of blackhat vets who can take one glance and figure this out. My second question would be: how can it be exploited? The company is Obopay. They're kinda like paypal, but they mainly focus on sending money through cell phones. Also, they only allow US residents, but I've heard that they will expand to International. Heres where the money is made: They pay $10 for signing up and $5 for each referral. Heres the catch: You get $10 once you (1) created an Obopay account, (2) linked your bank account, OR your credit or debit card to the Obopay account, (3)funded your account with at least $10, and (4) conducted one transaction. Another thing is that they ask for your SSN when signing up I've already made my $10 a while back, but am looking to make more money. If you want to help me out, feel free to sign up with this link: Do NOT post your affiliate links here!