I have a Canadian bank account and Cdn credit card. Those are linked to my paypal and ebay accounts. The one problem I am noticing is that buyers pay me in USD funds and then I purchase items in CDN funds (using my credit card), the exchange rate kills me. I get a worse exchange rate when purchasing US with CDN funds and when I transfer US funds from paypal to my Cdn bank. The profit is much less than if I were to just be able to purchase with USD funds and then transfer over the profits. So what I was thinking was is there a way for me to acquire/use a US credit card/virtual credit card to make purchases on US merchant sites even though I don't live in the US? Then I simply pay off my US credit card balance with my USD paypal funds, and transfer the remaining profit to my cdn bank account. Now normally, I'd just pay with my usd paypal funds but for some reason, there have been issues with that method so I am forced to purchase with my cdn credit card. I'd much rather purchase with a US credit card and pay it off with my USD paypal funds. Any help would be appreciated.