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Can a person steal from me if they have my acc/routing #?

Discussion in 'Social Networking Sites' started by caliolam, Apr 21, 2017.

  1. caliolam

    caliolam Junior Member

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    Thanks BHW!
     
  2. reliablecontent

    reliablecontent Registered Member

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    Yes, if there's ever an option online to pay with a check, that's the info they put in there. Of course, they could do the same if you wrote them a check.
     
  3. bartosimpsonio

    bartosimpsonio Jr. VIP Jr. VIP Premium Member

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    I don't think so. Otherwise nobody could give out their # to receive payments.
     
  4. ContentExpert

    ContentExpert Jr. VIP Jr. VIP

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    Allowing someone access to your account and routing number is not something I'd recommend you do unless it's someone you can trust (for example, friends and family). If you're inputting your account information online to make payment and it's on a secure server (Escrow as an example), you don't need to worry as your account information isn't available to the receiver of the payment.
     
  5. SEO

    SEO Jr. VIP Jr. VIP

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    Yeah, it all comes down to the due diligence of who is taking the payment. I can obviously only speak from a US perspective, SWIFT/SEPA may work differently, but there are little to know security clearances to check payments. Luckily, online, many merchants don't take eChecks because they have to sign fraud waivers that leave them liable for losses incurred due to fraud. The ones that do accept eChecks often do some sort of due diligence to verify the account like a couple of small deposits etc because of the fraud risk. I worked in the payments industry for a long time before my online ventures.