I am working on a membership part of a project and I wanted to know the estimated costs for setting up some kind of account where your personal name is not on anything people would see when they're paying you through paypal, for example. Do I have to set up an LLC in my state, pay $200 or whatever, and then go to the bank to set up a business account? I am on low operating costs at the moment. Can you just come up with a bs business name with paypal and get an EIN or use your SSN and mask the payment through the business name? Of course you'd have your bank set it up so they know you can collect in that name. Just looking for advice. Thanks.