Been having a big problem with fraudulent purchases lately getting through paypals lack of security filters on my premier account. I sell intangible goods, so I'm boned when this happens. Heard if you upgrade to a business account on paypal, they offer integral evolution, which can reduce unauthorized transactions by up to 90%. But, paypal being the super awesome company they are, they don't offer this added security to people living in the United States. Lady on the phone said they are developing something, but no idea when it'd be launched. Think about that for a moment. So.. I'm looking for a better solution. Paypal Pro + Added Security Feature or 2Checkout or Something else? I really want to be able to continue to receive payments from people with paypal accounts, unfortunately though. 1) Paypal Pro - $30 a month + $20 a month for advanced security. Lower fees than 2checkout (with expected volume, should end up paying less than 2checkout). The guy on the phone said the security feature would allow yo to adjust your own filters, would alert you to transactions that are high risk, but he also didn't think it'd offer much more protection than my premier account. Durrrr? I know some of their sales people have no idea what they are talking about though, anyone have experience with this? 2) 2Checkout - $10.99 a month. Higher fees. Speaking to a rep and research, seems to indicate they have fairly high level of security filters to stop fraudulent / unauthorized transactions. But some could still get through. If it's like ~1%, could live with that. 3) Something else?? I am selling on a website, need the shopping cart / buy now button, etc. Does anyone have any recommendations on what would be better at filtering out the fraudulent purchases? Any experience with the above two? Thanks.