... but I'd say that 99 out of a hundred are just too lazy to get off the couch and make more cash to grow their dream.
I don't think you're being a dick on this one; I agree with you in a way. I say in a way because I'm a noob. The way I "fell into" IM is by buying the Ewen Chia and friends garbage. Everything that is available to noobs is "it's so easy" and "no start up expenses". Then after you're done reading the garbage, you have it set in your head that you don't need to use your extra money for this stuff. And the idea that it's so easy and anyone can do it.
Now, if all noobs came here first I don't think our fellow BHW peer would be asking something like this. Instead he would be concentrating on his idea and his personal finances to try to gather up a dollar here and a dollar there.
I'm not picking on burkey. I myself have been wondering how to do this stuff without any personal investment for the first few months of this "IM stuff". It works, but it works WAY better with using some funds. This is a business and should be treated as such. Good luck burkey.