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Anyone have experience accepting credit cards on their site?

Discussion in 'BlackHat Lounge' started by pathart, Apr 19, 2013.

  1. pathart

    pathart Senior Member

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    Anyone have experience accepting credit cards on their site, as opposed to using something like paypal or 2co.

    If so any recommendations who to go with for someone outside the USA?

    Thanks
     
  2. BlueZero

    BlueZero Power Member

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    We are using it one one of our sites. But its paypal service as they are able to process credit cards without having an paypal account. We have chosen paypal just because we had it already implemented. So no point investing tome for implementing when other services are not much cheaper ;-).
     
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  3. Panther28

    Panther28 Elite Member

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    worldpay
     
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  4. ginasims

    ginasims Jr. VIP Jr. VIP Premium Member

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    In the past the fees are what made credit card processing a pain in the ass. I haven't looked in a few years but when I used to process cards on my site there was a monthly charge even if you didn't sale anything plus the normal fees per transaction. Have you tried Google checkout?
     
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  5. pathart

    pathart Senior Member

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    Thanks for the replies, Ill look into Worldpay.

    I've had a Paypal account limited in the past so don't think that would be an option :(

    I don't mind a monthly fee, I just like the idea of taking card payments on my own site. I don't believe Google checkout supports merchants from Ireland yet, hopefully they will in the future.
     
  6. Untouchable

    Untouchable Supreme Member

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    Try your local bank. Some banks have their very own credit card processing system.
     
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  7. pathart

    pathart Senior Member

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    Yes I will, thanks for the advice.
     
  8. mhol10

    mhol10 Newbie

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    Gumroad is another great service and is very easy to implement on your site. The users don't have to be redirected to make payment. They stay exactly where they are and the transaction happens in a light box instantly. Additionally, there are NO monthly fees. The do charge 5% + $0.25 per transaction, however.

    Another similar service is called Stripe but it is a bit more complicated to implement and setup.

    Hope this helps. :)
     
  9. WormWH

    WormWH Junior Member

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    I have used Skrill and their fees are low, you can check it out :)
     
  10. Porphyrogenitus

    Porphyrogenitus Junior Member

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    This. When they underwrite (assuming you're a legit business) you'll save a fortune on transaction fees. Public offers have to cover the fraud expenses with your higher fees. Check out a major national bank and they should be able to hook you up. I recommend starting with PNC.
     
  11. Ralph Urner

    Ralph Urner BANNED BANNED

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    I own a SaaS product and i use Braintree ( Owned by Paypal ). I hope it helps.
     
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  12. Ht0izz0

    Ht0izz0 Newbie

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    Well we use paypal for individuals invoices, Shopify pp for those ecommerce sites we have built and Braintree for two of the Saas solutions we have built. Our experience has been about the same on each though Paypal is a btard when it comes to paperwork and Braintree's sandbox is just okay when you are in the prelaunch phase.