For example I sell 2 laptops on ebay...then get paid by Paypal. I get the $ and do a transfer to my bank account. My paypal balance now shows $0. 1 or 2 weeks later, the buyer files a dispute to paypal and says he didnt receive the laptop, blah blah, tries to scam me....ya know, whatever! (I read lots of horror stories that end up the wrong way for sellers) Now, since the money is already in my bank...can Paypal decide to take that money back from my bank and keep it frozen while investigating?? Or even worse, gives reason to the buyer and takes the $ out and refunds them?? Did something like this happen to anyone here or have you heard a story like this where they dig in your bank account?