Ok so firstly, I want to say thank you to all the members of BHW for contributing to my favorite place on the internet, I have been reading posts here for quite a few years, I just haven't done much posting... Anyway, I'm in the middle of putting together a website that will allow people to set up $3 (or less) monthly automated donations. I must have an easy way to edit the amount charged monthly (as their fee will decrease over time). and preferably no per-transaction fees. I will also be paying some visitors monthly. So any advice on which gateway system I should use? And what is the most cost-effective hosting service that will easily allow me to integrate these features? (im not a coder) I've checked out paypal's payflow link and payflow pro.. the ARB prices seem expensive. I also checked out authorize*net, which ARB's service seems good (only $10/mo no transaction fees, not setup fee) but you have to manually integrate their payment gateway onto a website and idk how to do that.. I do have a business tax ID but if anyone knows of an easier way to reliably automate sending and receiving monthly payments to and from many multiple users online, then please let me know... Thanks for your time, any response is greatly appreciated!