Hi I am running small web developing and web hosting company based in Asia for the payment processing am using 2checkout for a many years.one day i got a business from Canada for the web developmet. guy paid me 90% in advanced through 2checkout. i was received the payments and start the developing works and completed the job. after three weeks i have received a charge back email from 2checkout due to fraudulent credit card payment..but my case is i have paid for my developers and outsourced company. now i don't have much money to refund.today i have received email from 2checkout now they are going to sent a collection agency . Please advise me.. Regards Raj.