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19 and wanting to apply for a credit card.

Discussion in 'BlackHat Lounge' started by thekidwithstars, May 28, 2014.

  1. thekidwithstars

    thekidwithstars BANNED BANNED

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    Have no idea what I'm doing, took honors accounting as a sophomore but learned nothing except the lemon law. The main reason I am looking to apply for a credit card is that in a few months, I would like to lease a car.

    Any and all advice would be awesome.

    I really respect the opinions of the people on here.
     
  2. phluid

    phluid Power Member

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    First I'd say don't do it but most people are going to need their credit at some point and there aren't many options for getting started. I'd recommend requesting a low limit, maybe $300 this way you can't get yourself into trouble. Make sure you get a card that reports regularly, which you can generally verify or find just by searching cards good for building credit, etc..
     
  3. TheFreshPrince

    TheFreshPrince Jr. VIP Jr. VIP Premium Member

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    Bank of America gave me a great credit card. $700 limit off the back and I think it's about to go up. Also to lease a car you need 2 years of credit history