I don't think one link will be a bother to your domain, but like others have said, disavow it first. There is always a chance that this backlink could hurt you eventually.
To me it does sound like a penalty, as a single video taken off wouldn't cause such a problem. You have to check if there is any problems with your page like others in this topic have stated.
Google is pretty strict about this sort of thing, so the account you used is no longer available to you. I don't know if using a new google account will work, but it's worth a try.
As long as you source the image. I used many pictures in my days, I just credit them all the time. If you don't want to source any images, just find them on stock image sites that offer them up for free.
The best thing you can do, is to try different thing and see what works for you. There's no definite answer to what the best niche is, because it changes so often.
I can't say I've heard of them, but it sounds like they're not as legit as you once thought.
When I checked the site out, it shows an option to live chat with someone, have you tried that?
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