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It's common. They need to control financial risk.....

You can try Prosper202 to track your click and conversion. I remember there are some nice sharing from PF AM Luke, so you may check out his website for details....

Shaving is very common in CPA industry if your traffic quality does not meet requirement from the advertiser. You can try other content locker CPA network provided above. I would suggest you'd work with your AM more closely to understand the advertisers' requirement etc.

Just try to use one of the freelance resources:1)odesk;2)elance;3)freelancer;4)fiverr;5) iwriter. But more importantly pay attention to the writer's review. It is a track-record to evaluate the potential performance. Good luck for your finding.

I think it really depends on the niche, product quality, and market trends. The common conversion rates should be around 1%. Sometimes it goes up to 2-3%, but it is very common the rate drops