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Yes i know that. My only concern with phone is when I had an account where I logged in on my phone, whenever I had a problem, they told me to log in through my phone and take selfies, etc. If I dont log in from my phone, I called them and said I didn't have the app and didn't want to install it...

PayPal has recently introduced some new security measures, after 1 they started asking about tax residence. After 2 they started checking fingerprints etc. more. After 3, they immediately ask for documents if their data does not match the address. The question is, if you provide your residence...