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Welcome to BHW^^

If your account was banned by PayPal,usually they will give your money back after 180 days.Are you selling high risk products?

I feel like BHW is the most strict forum with the spammer

Selling on iOffer would be a good choice,as 99% of the products on iOffer are replicas.

PayPal would be recommended if you're not selling any "high risk" products.

If the buyer use credit cards to pay,they have the right to make chargeback within 180 days,and one they make chargeback,you can only full refund.You can only appeal with some documents,but the chance to win the appeal is very little.