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I have heard Leading Edge Health is good. I don't think we are permitted to paste URLs here but if you google Leading Edge Health you can probably find their affiliate program.

I would be very careful/skeptical of any payment provider that asks only for a passport.

I am fairly certain I am not permitted to post a link to my article on this website per the TOS of this forum. Maybe a moderator could respond and confirm? I don't want to get banned from this forum.

Hi Stianos - you haven't provided much of the detail which would help someone give you some solid suggestions. However, I will try with what little you have provided. Providers like Paypal and Stripe tend to approve all applications up front, then weed out the merchant categories they don't like...

Hi Nachus, The problem with Stripe is that they don't do any underwriting up front - they basically approve everything and then after you start using the account they actually take a look at your business model and close the account if it doesn't meet their underwriting criteria. This is a very...

Hi - if they are asking for your non-US tax number then this would just be whatever is considered your business tax ID in the country where your business pays taxes. For example, I am in Canada so my non-US tax ID would be the company GST number. If you are a sole proprietor then your non-US tax...

Hi again Merkules, The option I would recommend is at least take another few weeks to contact banks that people on this forum recommend, gauge each response, and if you find a bank that will provide the account on the basis that you fly for a meeting in person, do the flight and the meeting in...

I think whether or not you use outside agencies or pay someone a percentage of sales is something only you can decide based on personal preference and risk tolerance. For me personally, I would never want to get into some sticky situation where I have some kind of side deal paying someone a...

Hi Merkules, I am not sure where you are located. We are in Canada and had a very hard time finding a US bank that would open an account for a Canadian merchant client with a USA LLC. After getting the run around or outright rejection from many banks, we finally found a bank that would open the...

Hi again Plus44, I completely understand your concern about chargeback fees. With chargeback fees being our primary concern then I don't think a credit card processing account (merchant account) would be a good idea for you. The chargeback fees for credit card processing are even worse than $15...

Hi Plus44, You mentioned chargebacks so I am assuming you are processing credit cards. This means you need your own direct merchant account (MID) or to find another large aggregator like Paypal which will give you an account to process credit cards. I am in the direct merchant account industry...

Hi There - I am fairly new to this forum and I don't have enough posts yet to be permitted to post links. Also I am not sure whether this forum would permit you to post your website URL or other information about your business. It looks like you are a regular user of this forum so you are...

Hi Rituja, What you, as the merchant, would consider to be a "good and reliable" merchant account provider depends very much on whether your business is classified as "high risk", where your business is incorporated, what product you sell, what your average order value is, and many other...

Hi VKMedia - I think the fees would depend on where you set up the company so I can only tell you my own experience. I found a service provider called Incorporate.com and they set up a company in Nevada for us. I think the fee was something like $1000 to set up the company, then every year after...

Hi WPNinja, As one of the other people said, much depends on what your purpose would be in obtaining a bank account in the USA. I am in Canada and so I can only tell you my own personal experience, which was attempting to obtain a USA bank account for a Canadian merchant. First of all, I can...

Hi Frap - sorry for the delayed response - I was out of town for several days - financial consulting and debt management is definitely viewed as "high risk" by banks and other merchant account providers. I don't know much about Payment Cloud one way or the other so I cannot comment on that...

Hi Frap - I would echo what Wade has said. There are all kinds of reasons a prospective merchant can be deemed "high risk". Factors like what is your product or service, how much monthly volume you process, your prior (if any) processing history, what country you are incorporated in, your credit...

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Hi - 2.9% is about as good as it gets for card not present payments. The reason the fee is higher is the banks consider the added level of risk when the customer is not present, in person, with the credit card. Most gateways have a feature where you can email an invoice with a secure payment...