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You're all welcome, ebay selling is hard enough as it is without paypal making further hurdles. Theres probably other ways as well, basically whenever the buyer pays not via ebays checkout will avoid the hold, since paypal doesnt know its linked to an auction. Do the second method, refund it...

Since the OP is being a douche, i'll share my methods: 1. If possible, lurk on the auctions when they finish. As soon as they've finished mark payment as "sent" to block the buyer paying through ebay. Then find their emails on your "sellers overview" page, and email them invoices through...