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I am selling digital accounts and have sold around 40 so far

I have sold a few digital accounts so far and racked up 2 warnings is this happening because I'm being reported? Or is Ebay just that good at detecting me? I see plenty of other sellers doing the same thing and not catching any consequences.

I'm trying to sell digital accounts on eBay is there any way to curb the shipping? I am wondering as I don't have any physical items to ship out Also regarding eBay's money-back guarantee policy am I prone to being scammed by the buyer if I sell digital accounts? Any help is appreciated, thanks!