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I really do appreciate this post. I found this site recently and have spent days literally glued to the screen. It seems so overwhelming with all the information that's here, sometimes leaving me still unsure where to start. I don't know if I know enough info to even consider myself a newb...

Donate it to me...

This is a great book for motivation. Some of the techniques discussed in this book I had already been using VERY SUCCESSFULLY, I recognized that they were lightly discussed without disclosing FULL detail of applying these methods.

You might need to work on your friendship skills!!

This is why some movies should come with a don't try this at home warning for people like that!!!

I hate when people call you and when you answer and they ask are you sleep? LOL

I was wondering how this worked as well.

Excellent advice, especially about the having several accounts...I will need to do this asap!!

I am interested in all things credit!!!