Basically i added stripe to my business and processed £1.2k daily over 3 days before it got closed. It was closed due to highrisk. 0 chargebacks or anything. There holding my money for 120 days and wondering if anyone has had this before and has a way to get unbanned or a guy on the inside or anything to help me in this situation. Im still taking payments through other methods but conversion is so low compared to stripe haha. Any tips and tricks or even just conversation on the topic like previous bans you have had would be nice to hear so i can learn for the future. I know processing that much that quickly on a stripe account was stupid but i will learn.
Anyone else always have Stripe issues?
- Thread starter 00luyan
- Start date
- Oct 25, 2018
- 2,297
- 9,619
It is common with stripe. When you start processing high amounts right from day 1, they do a review of your store and take a call if it's high risk irrespective of what is your chargeback rate.
That is because scammers run fake stores, process a lot of orders, take a payout and then vanish. And then chargebacks start from everyone who got scammed.
Albert Wesker
Regular Member
- Jan 18, 2024
- 318
- 166
You have to really get whitelisted before you do business with Stripe. Keep your account as clean as possible.
They are a difficult company to work with unless you're sending this a huge volume in the millions USD. If they see any risk and you aren't bringing in alot of revenue, they'll just drop you.
They are a difficult company to work with unless you're sending this a huge volume in the millions USD. If they see any risk and you aren't bringing in alot of revenue, they'll just drop you.
tonyplanteur
Newbie
- Sep 22, 2026
- 38
- 8
Fuck Stripe, they conducted a review on my main business doing 8k/mo (saas) and it's been 4 days i'm waiting for the answer and customers can't pay for the moment. I hate them
Processing £1.2k daily right after setting up Stripe may have triggered their risk checks, even without chargebacks. I'd submit an appeal with invoices, proof of fulfilment and supplier details, and ask what conditions apply to releasing the funds. Don’t rely on anyone claiming they can get you unbanned.
Sounds like you went from nothing to £1.2k a day quickly, which is exactly what sets off Stripe's risk checks. Sudden jumps look like fraud to them, even when the business is legit.
For the 120 days, keep your delivery proof and customer comms organised in case you get disputes in that window. And for next time, a high-risk processor will usually let you scale faster if you tell them your expected volume upfront.
What are you selling, if you don't mind me asking? That decides which providers will even look at it.
For the 120 days, keep your delivery proof and customer comms organised in case you get disputes in that window. And for next time, a high-risk processor will usually let you scale faster if you tell them your expected volume upfront.
What are you selling, if you don't mind me asking? That decides which providers will even look at it.