Take a breath, it's fixable. Let me go through it step by step:
1. First, check what exactly happened to your channel.
"Restricted" can mean a strike or a temporary limit (you can't upload for 1–2 weeks) – that expires on its own. "Terminated" is different. Look at the email from YouTube or at YouTube Studio > Channel status. If it's only a strike, don't create a new channel – just wait it out and avoid another strike.
2. If the channel was terminated, be careful.
YouTube doesn't allow terminated users to create new channels, and it actively links accounts (same phone number, recovery email, AdSense, payment method, device). A new channel connected to a terminated one usually gets terminated too – often right after it grows. So appeal first from YouTube Studio, once, short and factual.
3. Yes, you need a Google account.
Every channel sits on a Google account. Use a clean one with its own recovery email and turn on 2FA from day one.
4. Monetization (YouTube Partner Program).
You need roughly 1,000 subscribers + 4,000 public watch hours in 12 months, or 1,000 subs + 10M Shorts views in 90 days. There's also a lower tier (500 subs) for fan funding features. Check the YPP page for your country, the numbers can differ.
5. Getting paid = AdSense, and yes, it verifies you.
You link one AdSense account to the channel. Before payouts, Google usually asks for identity verification (ID), a PIN sent to your address, and tax info. Payment starts once you reach the payout threshold. Important: it's one AdSense per person – if your old AdSense was disabled, the new channel can't use it.
My advice: find out if it's a strike or a termination first. If it's just a strike, keep the channel – a channel with history is worth more than a fresh one.
What does the email from YouTube say exactly?