hello guys i am outside from usa but i do have usa llc, i have stripe and square but they are not reliable at all,, how can i get high risk gateways like paycompass , paykings and authorize.net. currently i am processing travel sales and auto part sales , any suggestions how can i get these ?
Payment gateway advice
- Thread starter maxmax06
- Start date
- Jan 14, 2013
- 463
- 94
How is Stripe not reliable for a legitimate travel and auto part sales business that master how to keep the required chargeback rate?
How much do you make per month?
How much do you make per month?
- Jan 11, 2026
- 72
- 45
Apply through a properly matched high-risk acquirer and disclose both industries, your location, sales history, and chargeback record don’t hide business activity or rely on the LLC alone. Keep travel and auto-parts processing separate where possible, and compare reserves, settlement delays, termination terms, and dispute support before signing.
JasmineSmit
Registered Member
- Jul 24, 2026
- 53
- 4
They charge way more than your expectations. If you're in a high-risk travel niche, it's usually better to use a high-risk rental payment gateway. They charge a rental fee and transaction percentage, but the setup is much easier and you're ready to start processing payments much faster.
Hey there,
Having a USA LLC helps but it’s still hard to get high-risk gateways when you’re outside the US.
Stripe and Square are strict, especially with travel and auto parts. Those niches often get flagged as higher risk.
PayCompass, PayKings, and similar high-risk processors usually need:
- Strong processing history
- Clear business docs
- Sometimes a higher reserve or monthly fees
Authorize.net is more of a gateway (not a full processor), so you still need a merchant account behind it.
Most people in your situation either go through high-risk specialists or use multiple mid-risk providers while building history.
Be careful with random “guaranteed approval” offers — a lot of them are scams.
What monthly volume are you trying to process?