What would you do with €85k?

Is that still profitable in 2026?
No. But people think that that cause they have them, they will automatically outsmart social media and make gazillions! lol the suckers dream at this point now. Ai and fraud security is at a peak by these companies they are trying to scam.
 
depends on the country you live in. 85k can build a solid team in some countries. in the us or western countries it wont get you far once you add office and salaries.
 
if you can't think of any idea what to do with it i would put that in High Yield Savings Account,, if such bank in ur country exist, astleast in the US, around 4-5% APY.. just by parking ur money will pay you 200$+ on monhtly interest... then u could take it out anytime when you decide what to do with it.
 
I'd split it rather than go all-in on one idea: keep a chunk in something stable, then use a smaller portion to test a couple of low-overhead online ventures (content site, niche e-com, etc.) before committing more. Diversifying the bets seems safer than betting the whole €85k on a single unproven idea.
 
Everyone here is answering "what business" when the real question is "what do you actually know how to do already." €85k dropped into an industry you have zero edge in is just a slower way to lose it.

The honest math: that amount isn't "start a business" money in most online verticals, it's "buy yourself 12-18 months of runway to get good at one thing" money. Pick the lane where you've got an unfair advantage - a skill, a network, a niche you understand better than outsiders - and put the whole thing behind that. Diversifying €85k across three bets you don't understand doesn't reduce risk. It just guarantees none of them get enough fuel to work.

Recurring revenue over one-time. Something AI makes cheaper for you to run, not something AI erases. And keep enough back that one bad month doesn't end the game.

Or, you know - BMW M3 Touring, drive it to the meeting where you explain to your wife why the €85k is gone. At least you'd lose it in style.
 
I do not recommend investing in any industry unless you have a deep understanding of it. For instance, if you buy house to rent out, you might need to calculate how long it will take to recoup your investment. Start small by categorizing your assets!
 
I'm looking for ideas. If you were starting off a business, whether legal or grey hat, mostly online tho, what industry would you go for? What would you do?
Honestly the real move is not blowing it. Keep most as runway, test small, scale what works. Everyone chasing the one magic idea usually ends up broke and back on here asking the same question next year.
 
you should never start a business with money first, start with skills/knowledge.
 
I'm looking for ideas. If you were starting off a business, whether legal or grey hat, mostly online tho, what industry would you go for? What would you do?
I will definitely invest in farming.With this money,you can earn a lot of money in farming if you use proper knowledge.
 
With that capital, I would invest in real estate to build a small eco-tourism park featuring animals and charge for services.
mh tinyhouses starts around 60k i think its too less and a clumpy risk

better buy a patek from a jewelery for 37k give the store owner 10-15 under the table and make 20-25k profit on the greymarket, contact me for more information with proofs
 
If I had €85,000, I'd invest €60,000 in Bitcoin and use the remaining €25,000 for living expenses. Then I'd wait for Bitcoin to reach €100,000, which would give me a substantial profit to reinvest.
 
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