Im tired...

[Scorpion Ghost]

Guys, im tired...

2 months ago in January Paypal suspended my account with over $10k in it. Locked the money for 6 months.

I saved up about $40.000 from my online earnings. Saving up to buy an apartment. But starting to worry about what if i buy the apartment and the tax people government whatever comes asking where the money came from. It was all earned legally of course, but i paid no taxes on it.

Today got hit with $1,280 worth of chargebacks by some puece of shit. Paypal permanently suspended my account and locked about $2.5k for 6 months.

Now i have no Paypal account. I have 3 sites where i only accept paypal. Those are dead now.

Was planning to make a fake site so that i can apply for 2checkout with it, but im not sure if i have the will to do it.

You know, i sell mostly social media services. When i started doing this business no one had a problem with it. And now it feels like i keep having to play cat and mouse with the payment processors, and i hate it. Its one thing to play cat and mouse with the social networks and the search engines and various other sites, but if i have to worry about the site that actually handles my money, its a terrible burden for me.

Ive been working like 15-20 hours a day for years now. Gave up on everything. Friends, life, everything. I was building something. Websites, customers, building and improving and growing. But i fear im exshausted. Im burned out. And the thing i was building is "high risk" now, and its just a problem at every turn.

I dont know. On the one hand im thinking go offline, get out of the house and start something in the real world. On the other hand im thinking pivot, do something else online. Maybe affilite marketin or something, where i just drive the traffic and let others worry about customers and payment processors. On the other hand im thinking continue with social media, but without Paypal. Cryptos, payoneer, skrill, use everything else, forget about paypal

Thing is, i want to make Big money. And i want to build something. But i havent accomplished the first, and im not on my way to accomplishing the second. And i gave it my best. All my time, all my effort, all my energy...

Yeah. Yeah... i dont know you guys...

 

[Papaproxy]

Mate, when you're talking numbers, I wouldn't agree you didn't accomplished big money. That's a lot money to make from social media, at least for me and in most of the countries.

 

[TheMarquis]

First of all, from times to times it is better to get out from the house and live your life. This could be an investment in yourself.
Second, forget about PayPal and go to Cryptos. Or ( but here I am not 100% sure that will works ), have you try https://pub.superrewards.com/, or a similar service like this one?
Anyway, I wish you good luck!!

 

[Fang Yu]

Take a break. Turn everything off and come back later.
Don't break your life/health, because if you're not healthy you will accomplish nothing.
Take care of yourself first.

 

[Papaproxy]

Also I would agree to the guys above and try to take a bit of time off. You earned it.

 

[t2van]

Assume you didn't just put 40k into savings overnight. And you saved that over a time frame? If its 12months plus I don't think many will question it being in the savings account. As long as you have a paper trail when it comes to sending that money to escrow for your deposit it came from savings and the savings account has the history you should be A OK. I think you are fine there. But no expert and laws change from country to country.

As PayPal. It sucks.

Best advice. Drink some water, go for a walk. Brush today off and start again tomorrow. Are you really going to let this problem hold you back? You proved you can make money, this is just a test, all businesses get tested either with problems, cash flows or staff related.. 95% would just give up don't be a statistic.

Get some rest. Suck it up. Plan your next move. Execute.

If stuff really is shitty, drop me a PM and vent to me I'll listen.

 

[UNKUT]

The SMM panel im using is one of the biggest, and they also have problems with PayPal, and they're doing good without it.
Don't give up on IM, don't find an offline job, maybe you should just take a break. And you'll come back stronger.

“Tough times don't last, tough people do. ”

 

[Starblazer]

You built an empire. Now, don't give it up for Paypal or someone else who has a little or no contribution to your success. If Paypal did it once, they can do it again. So, think about alternatives. I believe that starting from scratch again would be tiresome and frustrating.

 

[Divingdeep]

Was Paypal registered for another country ? Where re u from btw??
Take a break, you are disappointed cause of this setback, when our goals fail we all do, but this is a temporary thing.

 

[KHer0]

Check the market place .. Many of Paypal providers there with all the documentation

So, you have a source of earning, traffic who pay, and your problem is the platform of paying and feeling tired. You are in a situation better than 90% of people in the forum, and 95% of people outside

 

[supermex]

" It was all earned legally of course, but i paid no taxes on it."

THIS, and I stopped reading...

 

[MR.Spuf]

Yes, from time to time we feel the exhaustion and the give up feeling. Do some sport, yoga, clean up your diet, and find something that brings some fun to your soul. It will make wonders to the burn out, and maybe try Paypal stealth accounts

 

[BrandingCat]

" It was all earned legally of course, but i paid no taxes on it."

THIS, and I stopped reading...

Oh well, that 10k lost or whatever should be gone on taxes so I really don`t understand why is mad; he is lucky actually.

 

[t2van]

" It was all earned legally of course, but i paid no taxes on it."

THIS, and I stopped reading...

We don't know his/her financial history or what financial advice he/she has had/taken.

Could have been earning under the tax threshold in his/her country for 10 years to save that up - place the money in an ISA equivalent and no tax to be paid. Plenty of ways to save money and pay little to no tax on said savings.

 

[Vk316]

Man that sucks. As always paypal destroying livelihoods. But don't give up, look around here a you can definitely find a good way to earn good money

 

[jefis]

Get it together man! Business is full of these situations. Have a plan B on how to deal with payment situation.
You already have clients. You would be stupid to let everything go. Just change terms/payment method and continue to build your empire!
Peace out!

 

[Pro-Hustler]

Paypal seems to dry out your business. It's a big deal that most people are already under the leisure to pay via nothing, but just PayPal. So, moving onto another payment-processor may not be well worth for your business. I recommend having the payments fragmented to a number of PayPal accounts. Send funds to people's PayPal wallet whom you have a close connection with. And ultimately re-direct the payment from them to you and not by means of PayPal (Maybe as your native currency after they've debited). Consequently, you could set up payment for each site from each person's id and of course, pay them %.

You'll have to roll quite an average amount of time but may be worth it, from my point of view.

 

[EternalFun]

Gave up on everything. Friends, life, everything. I was building something.

Don't blend in brother. Stand out!

im thinking pivot

What do pivot mean? A new thing? I saw many tv shows' first episode to be "pivot". I still dont get the meaning.

2 months ago in January Paypal suspended my account with over $10k in it. Locked the money for 6 months.

Today got hit with $1,280 worth of chargebacks by some puece of shit. Paypal permanently suspended my account and locked about $2.5k for 6 months.

So after 6 months you will get the full 10k right or they are gonna permanently keep some money and never give you?
And did you show them screenshot or email proofs where you properly delivered your services that you took money for?

 

[columbiablue]

I am sorry this happened to you.
1. Find something like Payoneer or dwolla or stripe that may service your country.
2. You are 90% ahead of most people on line who have never made a dime.
3. Take what you did and make a course on udemy or skillshare and teach myself and other newbies how to do what you have done. Then you can re-create yourself as a coach with PROVEN methods, not some poser who asks for thousands and he has no track record!

Just my thoughts!!

 

[Billy Batts]

Guys, im tired...

Man, can't tell you how many times I felt like this

I saved up about $40.000 from my online earnings. Saving up to buy an apartment. But starting to worry about what if i buy the apartment and the tax people government whatever comes asking where the money came from. It was all earned legally of course, but i paid no taxes on it.

Lesson learned, next time come prepared.

Today got hit with $1,280 worth of chargebacks by some puece of shit. Paypal permanently suspended my account and locked about $2.5k for 6 months.

It's inevitable to get charge-backs, very important clients accept TOS first where you cover yourself 100% first.

Now i have no Paypal account. I have 3 sites where i only accept paypal. Those are dead now.

There are always ways around it

Was planning to make a fake site so that i can apply for 2checkout with it, but im not sure if i have the will to do it.

Don't even go that path, it will only fuck shit more up!

You know, i sell mostly social media services. When i started doing this business no one had a problem with it. And now it feels like i keep having to play cat and mouse with the payment processors, and i hate it. Its one thing to play cat and mouse with the social networks and the search engines and various other sites, but if i have to worry about the site that actually handles my money, its a terrible burden for me.

You can't tell me you didn't already knew it would have been like that choosing that path, cat&mouse is part of the game.

Otherwise, lesson learned!

Ive been working like 15-20 hours a day for years now. Gave up on everything. Friends, life, everything. I was building something. Websites, customers, building and improving and growing. But i fear im exshausted. Im burned out. And the thing i was building is "high risk" now, and its just a problem at every turn.

Well what you know, most of us dedicated people are like that. I'm currently 18/24 behind the computer pretty much everyone I know personal over here live their standard lives and fuck yeah, that path is way easier! Have a steady job, wake up 5 days in the week at the same time, finish sort or less at the same time, come home tired, deal with (optional) wife and kids, the weekend try to relax, after sunday, rinse and repeat.

You want to play it safe? Go with that life Want to do IM, be prepared to suffer losses, fucking changes that any company makes that makes no fucking sense at all like google, FB, IG, Twitter etc.

Actually, funny fact! I really enjoyed when I visited @MisterF and saw he and his misses were like me and sitting the majority of the day behind the computer

I dont know. On the one hand im thinking go offline, get out of the house and start something in the real world. On the other hand im thinking pivot, do something else online. Maybe affilite marketin or something, where i just drive the traffic and let others worry about customers and payment processors. On the other hand im thinking continue with social media, but without Paypal. Cryptos, payoneer, skrill, use everything else, forget about paypal

Man, Can't tell you how many times I have thought this!!! As I said above, "normal" life is so much fucking easier!! 110%!!! Then again, for me, I don't do so well with people that have a higher rank in any company and on top of that a boss that think they are all that while I would have fucking destroyed them if I wasn't working for them and they disrespect me.

Thing is, i want to make Big money. And i want to build something. But i havent accomplished the first, and im not on my way to accomplishing the second. And i gave it my best. All my time, all my effort, all my energy...

You don't need big money ( depending on what you think is big) to build something.

For instance, I see a lot of marketers that want to earn big to buy some fucking super car, big villa, show off their shit..I really don't give a fuck about any of that! I want to earn just enough to buy some land, build a cheap ass crazy house and be self sufficient away from society

Anyway bruh, this is just a phase where you had to vent because you can't do it IRL and I totally get you man, I feel the same!

Bro hug

ps: tell me where you live so I can kick you in the nutz!!